Protection for the Place You Call Home
Your home is more than a building—it is where your family lives, your memories are made, and many of your most important belongings are kept. L4 Insurance Agency can help you explore homeowners coverage designed to protect your property, possessions, and personal financial security when the unexpected occurs.
Homeowners coverage may include:
• Your home and attached structures
• Detached garages, fences, sheds, and other structures
• Furniture, appliances, clothing, and personal belongings
• Additional living expenses following a covered loss
• Personal liability protection• Medical payments to others
• Optional protection for certain valuables and additional risks
Whether you are purchasing a home, reviewing your current policy, or looking for coverage that better reflects your property and needs, L4 Insurance Agency is ready to help.
Let us help you protect the home—and the life—you have worked hard to build.
REQUEST A HOMEOWNERS INSURANCE QUOTE
Coverage availability, eligibility, limits, and pricing are subject to carrier underwriting requirements and applicable policy terms, conditions, limitations, and exclusions.
RENTAL PROPERTY & UNOCCUPIED HOME INSURANCE
Protection for Properties That Are Not Your Primary Residence
A home that is rented to others, temporarily unoccupied, or undergoing renovation may not qualify for standard homeowners insurance. L4 Insurance Agency can help property owners explore coverage designed for the way the property is currently being used.
Coverage options may include:
• Rental dwellings and investment properties
• Vacant or temporarily unoccupied homes
• Properties undergoing renovation or repair
• The dwelling and other structures
• Landlord-owned appliances and furnishings
• Premises liability protection
• Loss of rental income following a covered loss
• Vandalism and other eligible property risks
Whether you own one rental home, are preparing a property for sale, or have a residence sitting unoccupied, it is important that your insurance accurately reflects the property’s occupancy and use.
Let L4 Insurance Agency help you find protection for your property during every stage of ownership.
REQUEST A PROPERTY INSURANCE QUOTE
Vacant and unoccupied properties may have special eligibility requirements, restrictions, inspections, or coverage limitations. Coverage availability is subject to carrier underwriting and applicable policy terms, conditions, and exclusions.
RENTERS & TENANT INSURANCE
Protect Your Belongings—and More
Your landlord’s insurance generally protects the building, but it may not protect your furniture, electronics, clothing, and other personal belongings. Renters insurance provides affordable protection designed specifically for tenants.
Coverage may include:
• Furniture, electronics, clothing, and personal
belongings
• Additional living expenses following a
covered loss
• Personal liability protection
• Medical payments to others
• Certain theft, fire, smoke, and water-related losses
• Optional protection for jewelry and other valuables
Whether you rent an apartment, condominium, townhome, manufactured home, or single-family residence, L4 Insurance Agency can help you explore coverage that fits your living situation.
Protect what makes your rental feel like home.
REQUEST A RENTERS INSURANCE QUOTE
Coverage availability, eligibility, limits, and pricing are subject to carrier underwriting requirements and applicable policy terms, conditions, limitations, and exclusions.
